美國大銀行因出售問題證券面臨政府起訴
一份美國報紙說，聯邦政府準備對至少12家大型金融機構提出起訴。原因是這些機構就在2008年發生的金融危機中發揮很大作用的房貸支持證券的質量給投資人提供虛假信息。
《紐約時報》報導說，美國聯邦住房金融局的起訴對象有美國銀行、摩根大通、高盛等金融機構。這些銀行在房地產泡沫期間把各種房貸證券捆綁在一起出售給投資者，包括政府支持的房貸公司房利美和房貸美。
這家報紙說，美國聯邦住房金融局的看法是，這些金融機構沒有提供有關房主收入被故意誇大或作假的證據。當這些房主無力支付月供的時候，這些房貸證券也就沒有價值了。
房利美和房貸美在有關證券上共損失300多億美元。紐約時報說，聯邦住房金融局在爭取讓銀行賠償這些損失。
A U.S. newspaper says the federal government is set to file lawsuits against more than 12 massive financial institutions for misrepresenting the quality of mortgage-backed securities that played a role in the 2008 financial crisis.
The New York Times says the Federal Housing Finance Agency is taking action against Bank of America, JPMorgan Chase and Goldman Sachs and others.
The banks bundled mortgages and sold them to investors, including government-backed mortgage companies Fannie Mae and Freddie Mac during the housing bubble.
The Times says the FHFA will argue the banks missed evidence the homeowners' incomes were inflated or falsified. When those homeowners' were unable to pay their mortgages, the securities lost value.
Fannie Mae and Freddie Mac lost more than $30 billion combined on the securities. The Times reports the FHFA is seeking repayment from the banks for those losses.
