VISA和萬事達等境外信用卡申請國內支付

Govt allows Visa, MasterCard

政府允許Visa和萬事達國內支付

Global bank card operators, including Visa and MasterCard, can seek licenses to clear domestic Chinese payments starting Monday.

6月1日起，包括Visa和萬事達在內的全球銀行卡運營商可以申請結算中國國內支付的許可。

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Previously, all renminbi payments had to be cleared through China UnionPay, a network created by the central bank and now owned by 85 mostly State-owned banks.

此前，所有人民幣支付都必須通過中國銀聯完成結算。中國銀聯是由中國央行建立的一個支付網絡，目前歸85家銀行所有，其中多數是國有控股銀行。

Industry experts said foreign players still face big challenges in trying to win market share from UnionPay, the settlement network used by 80% of debit cards accounting for 72 % of total transaction value in 2014, according to Datamonitor.

業內專家表示，從中國銀聯手中爭奪市場份額仍是外國競爭者面臨的巨大挑戰。根據Datamonitor的數據，中國銀聯是中國80%借記卡使用的支付方式，2014年其交易量佔了交易總額的72%。