大學生如何理財英語作文
大學生學會理財的方法之一是閱讀理財的相關英語作文。下面是本站小編給大家整理的大學生理財英語作文，供大家參閱!
With the fast economic development, people have their living standard improved. A lot of families are no longer worried about the money problem. Parents want to give their kids better life in the aspect of material. When their kids leave home for college, parents always give them lots of money and tell them again and again that “buy what you want” ”eat more nutritious food” ”don’t save money for home” ”if no money, tell me, I will give you” and so on.
隨着經濟的快速發展，人們的生活水平有所提高。很多家庭都不用再擔心錢的問題。父母都想在物質方面讓他們上更好的生活。當他們的孩子離開家去上大學的時候，父母總是給他們很多錢並一遍又一遍的告訴他們，“買你想要買的東西”“吃多點有營養的食物”，“不用爲家裏省錢”，“如果沒有錢，告訴我，我會給你寄的”之類的話。
This common thing results in a very bad effect on the college students.
這種常見的事情對大學生會導致不良的後果。
Lots of college students spend a lot of money buying what they need and they needn’t. For example, parents give them two thousand Yuan every month, they often use out in twenty or twenty-five days. Then they’ll borrow money from others. When they get the next month’s living expenses, they have to pay back the money. If things go on like this, they’ll fall into a worse situation and cannot pay off their debts finally. I think parents’ original thought is good. Parents just want to give kids a better material environment. Obviously they receive the opposite effect.
很多大學生會花很多錢去買他們需要的或者不需要的東西。例如，父母每個月給他們二千元，他們經常二十天或者二十五天就用完了。然後他們就會向別人借錢。當他們得到下個月的生活費時，他們又得還錢。這樣下去的話，他們會陷入更糟糕的處境，最後會無法還請債務。我覺得父母最初的想法是好的。父母只是想給孩子們一個更好的物質環境。顯然他們收到了相反的效果。
I think that college students should learn financial management, because it can bring them a clear life and benefit to their jobs or family. Maybe they can make bookkeeping. Set a fixed amount of money every day.
我認爲大學生應該學會理財，因爲理財可以給他們帶來明確的生活而對他們的工作或者家庭也是有益的。他們也許可以記賬。設定每天固定用錢。
大學生如何理財英語作文篇2For college students, do their own financial planning, revenue and reducing expenditure is equally important. Today, many college students feel that "enough money to spend, most positive solution is to find ways to increase revenue to compensate for insufficient funds embarrassment. Work-study program is the most common college students "open source" approach to help teachers to do research, tutor to the company or business part-time work ... These are to help students to increase revenue.
Just open source is not enough, the key is to learn how to take care and plan their own money, to learn to throttle job. Bank financial planner recommends Students throttle may wish to start from the accounting. Many college students part-time, feel that they have income to spend money to start lavish dinner party, entertainment consumption expenditure soared, to the end of the month or the end at hand is still very tight even need to borrow money from the "transitional". Financial planner, said many college students is not no money to spend, but do not spend money, write down every day of your spending over time to see which is the unnecessary expenses, you can try to save those who can spend from time spent expenditures. If the money is deposited into banks, but also get a small fortune in interest.
You can also try to do a small investment, stock, fund, is scheduled to vote and so on.
After a certain economic base, can also be involved in real estate, not to mention the real estate, they think of high investment, in fact, real estate, small investment, the money to do real estate.
Money, start from the housing commission and the housing charter, commissioned rental profit model can rely on to operate the property, which requires your experience, then there should have confidence and action, is not very high capital requirements, need to be addressed is the landlord, tenant, a number of key issues can be.
大學生如何理財英語作文篇3Student finance: top 10 student money saving tips
理財篇：學生省錢十大妙招
Whether it’s your first or your third year, the temptation to spend is everywhere – not least at the union bar. Problem is, you’ll need cash left at the end of term if you fancy joining the university ski trip. Here are ten great money saving tips for old and new students alike.
無論這是你步入大學的第一年或第三年，花錢的誘惑總是無處不在-不僅僅在優年美食餐廳。問題是如果你想參加學校組織的滑雪旅行， 你需要在學期末的時候留點錢給自己。本文將和各位新老生一起分享十大省錢妙招。
Budget during the first weeks of term
新學期第一週做好預算
With the living expenses fresh in your account, you’re so far 'in the black' that you’re positively itching to spend. Beware – you have entered the danger zone. Someone organises a fancy dress party: you fork out on an expensive costume. You need a new hobby: you acquire a ukulele.
生活費剛打到賬戶的時候，你覺得自己“坐擁資產”，總是蠢蠢欲動地想要花錢。請注意，你已進入危險地帶。有人組織化妝舞會，你就下血本去買很貴的服裝;想有個新的愛好，你就馬上買來一個尤克里裏(夏威夷弦撥樂器)。
It’s hard to budget when you’re keen to have fun, but it is worth holding off on extravagant spending early on. If you want to go out and celebrate at the end of term, check out some student budget apps to make sure you have something left to spend.
一心總想着娛樂是很難做好預算的，但是在早期剋制自己的購買慾是值得的。學期末想要出去慶祝，先在相關學生預算應用上查查自己的賬戶，確保你還負擔得起外出花費。
Plan meals in advance
提前計劃每餐
Walking back from a lecture, you’re likely to want to pick up lunch and a coffee with friends. Pay attention to jaunts like these – if they become too much of a habit, they will significantly impact your finances.
下課走在路上，你免不了會想和朋友一起買午餐，喝咖啡。注意這些小處的花費——一旦養成這樣的習慣，你的資金會深受影響。
Preparing food at home is a great way to save money over the week, and there’s no need to cut back on the ingredients you love if you budget correctly.
在家準備好食物是很好的省錢方式。只要你合理預算，買食材的時候完全可以放心買自己愛吃的。
Enjoy student discounts
享受學生折扣
Congratulations – you are now eligible for a ridiculous number of discounts. This doesn’t mean you should be increasing your spending just to enjoy them, but it does mean savings when you do go shopping.
恭喜!作爲學生，現在的你可以享受超多種折扣。這並不是說你應該爲了享受折扣多消費，而是在你真正需要購物的時候用折扣節省花費。
Be sure to check the list of offers before registering for a card, as it’s only worth buying if you are likely to use it.
切記在購買相關打折卡之前查看折扣清單，確保這張會員卡對你有用再買。
Travel smarter
精打細算旅行
Travelling home for a weekend or visiting friends at other universities can be a costly affair, but that doesn’t have to put you off. There's the railcard that can get you up to a fifth off rail fares.
無論是要回家還是去找其他的大學的朋友玩，都會是一件花錢的事情，但這些不應該阻擋你出行。記得買票時用火車票優惠卡能打五折。
Alternatively – your friends will only turn 21 once – so get to their birthday celebrations with a ride-sharing service. If you have a car, you can offer seats to paying passengers, raking back a third of your petrol costs for each person you take on board.
或者這樣說，你的朋友們都只有一次21歲，所以你可以通過拼車服務去參加他們的生日慶祝會。如果你有車，可以捎上願意付錢的人，畢竟多一個人可以幫你節省三分之一的油費。
Sell, sell, sell
大賣特賣
Your textbooks are surprisingly valuable, so when you’re sure that a book’s future is to sit and gather dust, head to Amazon to trade it in for a gift card. The same applies to your clothes. Rid yourself of fashion faux-pas at eBay, or head to flea markets if you think they’re worth a buck or two.
教科書總是貴得出奇，所以當你確定一本書以後會終老書架用不被問津的時候，用它在亞馬遜換張禮品卡。你的衣服也可以這樣處理。如果你覺得它們仍有所值，可以在易趣網賣掉時髦的奇裝異服，或者去跳蚤市場。
Head online for money saving tips
在網上搜尋省錢妙招
Once you've arrived at university, chances are you’ll spend more time online than can really be healthy – generally at 1am. As you're already connected, make the most of your browsing time by heading to some websites for offers, discounts and budgeting tips.
一旦進入大學，你泡在網絡上的時間很有可能已經超過健康範圍——普遍在凌晨一點以後。既然你已經在網上了，好好利用你的時間去瀏覽某些網站，去尋找特價產品，折扣和預算小貼士。
Buy non-branded
買非名牌
We understand that there’s something less than glamorous about supermarket value ranges. Don’t let that stop you – the quality is often indistinguishable from that of branded produce. Avoiding the household names can mean a hefty saving on filling the fridge, so you’d be wise to look beyond the labels.
大家都知道平民品牌沒有名牌那麼炫。不要被這種說法影響——它的質量通常和名牌沒有多大區別。不買知名品牌能幫你大省一筆再去買吃的補給冰箱，所以不被品牌迷住雙眼是很明智的。
Next time an all-nighter leaves you with a headache, remember that the same principle also applies to medicines. Branded pain killers can be significantly more expensive than supermarket versions, which often sell for less than £1.
下次宿醉之後再頭痛，記得買藥也是一樣的道理。知名品牌的止痛藥會比超市賣的普通品牌貴很多。超市的品牌一般只賣不到一英鎊。
Avoid the kebab shop
遠離烤肉店
You’re on your way home from another night in the KTV and trying to converse over adeafening beat. It’s time for something greasy, and you can already smell the kebab shop on the crisp morning air …
通宵唱K後走在回家路上，試着迴避震耳的音樂交談，正是該來點油膩小吃的時候，而且你已經透過早晨清冷的空氣聞到了來自烤肉店的誘人味道…
Stop! Adding fast food to each and every night out is going to take its toll, not only on your waistline, but also on your finances. Indulge in some cheesy chips from time to time, but if you’re serious about saving money, try returning home to a bowl of cereal or some toastedpitta.
停!在每個外出玩耍的夜晚都買快餐要付出代價的，不僅僅是你的腰圍，還有你的錢包。你可以偶爾享受芝士薯片，但要真的想存錢，試着回家去吃碗麥片或者烤麪包吧。
Get paid to do stuff
打工賺錢
Shouldn’t that say ‘get a job’? Well, sort of – but we’re aware that not every university gives you time to put your all into studying while working in a bar along the way. If you think you can balance it, by all means apply for a job. If you can’t, try taking part in paid online surveys or market research focus groups. After all, everyone secretly loves a good survey!
不是應該叫“找工作”麼?額，有點像吧。但是我們都知道不是每個大學都有時間讓你一邊上學一邊在酒吧打工的。如果你覺得自己有能力平衡二者，放手去找工作吧。如果你做不到，試着在網上完成一些有償的調查問卷或者針對特定羣體的市場調研。畢竟，大家都會默默愛上好的調研!
Ipsos rewards users for completing surveys online, offering vouchers from the likes of Amazon and John Lewis. If you have a little more time, a focus group like Saros will pay £30 to £100 for two hours’ work – a welcome boost to your budget.
益普索會獎勵完成網上調研的用戶，提供在如亞馬遜或者約翰路易斯購物的代金券。如果你有再多點時間，在像Saros等每星期做兩個小時的特定羣體調研會給你30-100英鎊的報酬，這會大大充盈你的錢包。
‘Pre-drinks’
“去酒吧前，在家喝酒”
We’re not advocating drinking, but you’re a student now, so we suspect you’re doing it anyway. Take our advice on this, though – you’ll save money if you drink before going out. Your local supermarket is almost always going to beat student bars on price, so buy accordingly, and start your evening at home with friends. Bonus: you’ll actually be able to hear what they’re saying.
此處不是提倡喝酒，但你已經是大學生了，所以你總會有機會喝酒的。儘管如此，請採納我們的建議——外出前先喝酒會幫你省錢。當地超市的酒幾乎總是比學生酒吧賣得便宜，所以適時去超市買酒，和朋友們在家裏開始晚上的娛樂。這樣做的額外獎勵：沒了酒吧的喧鬧，你還可以聽到他們在講什麼。
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