孟加拉央行被黑客盜轉1.01億美元

A $101m cyber heist has left central bank officials from Bangladesh to New York arguing over what may be one of the largest and most audacious bank raids in history.

一起涉資1.01億美元的網絡盜竊案讓孟加拉和紐約的央行官員們爭執不休。這可能是史上最大膽、金額最大的銀行盜竊案之一。（上圖爲紐約聯邦儲備銀行和孟加拉央行）

Hackers allegedly breached the Bangladesh central bank’s security system and then masqueraded as Bangladeshi officials to submit a series of requests for the New York Federal Reserve to transfer large tranches of money from its account there.

據悉，黑客入侵了孟加拉央行的安全系統，然後僞裝成孟加拉官員，向紐約聯邦儲備銀行(New York Federal Reserve)發送一連串指令，要求轉移孟加拉央行賬上的大筆存款。

Bangladesh Bank told the Financial Times last night that a total of $101m was wrongly transmitted, of which $20m went to a Sri Lankan bank. It was this last payment that raised suspicions over the authenticity of the transfers.

孟加拉央行昨晚對英國《金融時報》表示，共有1.01億美元被誤轉，其中有2000萬美元被轉到了一家斯里蘭卡銀行。正是這最後一筆款項令人對轉賬的真實性產生了懷疑。

“The Sri Lankan bank did not disburse it immediately and we could recover the full amount. The remaining $81m was transmitted to a few accounts of a Philippine bank,” the central bank said. Anti-money laundering authorities in the Philippines were co-operating with Bangladesh and had already frozen the relevant bank accounts, it added.

孟加拉央行表示：“該斯里蘭卡銀行沒有立即支付，所以我們得以全額收回。其餘8100萬美元被轉給了一家菲律賓銀行的幾個賬戶。”孟加拉央行還表示，菲律賓反洗錢部門正與孟加拉方面合作，並已經凍結相關銀行賬戶。

An experienced cyber expert, who had worked at the World Bank and is currently employed as an “IT governance specialist” on a Bangladesh Bank project, was investigating the case with his forensic team, the central bank said. “We have confidence the stolen funds will be recovered in full.”

一位經驗豐富的網絡專家正與其鑑定團隊對此案進行調查。這名專家曾供職於世界銀行(World Bank)，現受聘爲孟加拉央行某個項目的“IT治理專家”。孟加拉央行表示：“我們有信心失竊款項能被全部追回。”

Central banks are ripe targets for criminal groups given the potential windfall they can make if just one of their attempts succeeds.

各國央行已成爲犯罪集團的下手目標，因爲只要有一次得手，他們可能就會大發橫財。

While the money may ultimately be recovered there is a growing dispute over who is to blame for allowing the transfers.

雖然被盜款項有可能全部追回，但關於誰應爲這次轉賬負責的爭論正在不斷升級。

Abul Maal Abdul Muhith, Bangladesh’s finance minister, told reporters in Dhaka this week that his government was considering filing a case against the New York Fed and that he was also surprised by the failure of his own country’s central bank to report the crime.

孟加拉財長阿布•馬爾•阿布杜爾•穆希特(Abul Maal Abdul Muhith)本週在達卡向記者表示，孟加拉政府正考慮起訴紐約聯儲，孟加拉央行沒有報告這起罪案也讓他感到驚訝。

He said that the Fed officials “cannot avoid their responsibility in any way”, and added that he first learned of the scam from press reports. “Bangladesh Bank authorities did not inform [us] of the matter,” he said.

他說紐約聯儲官員“無論如何都不能逃避他們的責任”。他還表示自己是從新聞報道才得知這起騙局的。他說：“孟加拉央行部門沒有告知我們這起事件。”

A spokesperson for the NY Fed said, however, that its systems were not hacked and the transfers were made after it followed protocol.

但紐約聯儲的發言人表示，其系統並未遭到黑客入侵，轉賬是因爲其符合協議才進行的。