美國富翁：身家至少750萬美元纔算富
A million dollars ain't what it used to be。
More than four out of ten American millionaires say they do not feel rich. Indeed many would need to have at least $7.5 million in order to feel they were truly rich, according to a Fidelity Investments survey。
Some 42 percent of the more than 1,000 millionaires surveyed by Fidelity said they did not feel wealthy. Respondents had at least $1 million in investable assets, excluding any real estate or retirement accounts。
"Every person in the survey is wealthy," said Sanjiv Mirchandani, president of National Financial, a unit of Fidelity. "But they are still worried about outliving their assets."
The average age of respondents was 56 years old with a mean of $3.5 million of investable assets. The threshold for "rich" rose with age。
"They compare themselves to their peer group ... and they are also thinking about the long period they will have in retirement and want more assets" to fund their lifestyle, said Michael Durbin, president of Fidelity Institutional Wealth Services。
Still, millionaires are slightly more optimistic now than they were in 2009, when 46 percent did not feel wealthy。
Respondents were also more optimistic about the US economy. While they thought the current US economy remained very weak, they think it will improve by the end of this year。
Fidelity noted the wealthiest 5 percent of Americans hold more than 55 percent of the nation's wealth。一百萬美金不像過去那麼值錢了。
超過四成的美國百萬富翁說他們並不覺得自己有錢。富達投資集團的一項調查顯示，許多人認爲至少要擁有750萬美元纔會覺得自己真的富有。
富達集團調查的1000多名百萬富翁中，有42%的人說他們並不覺得自己富有。這些被調查者都至少擁有100萬美元的可投資資產，不包括不動產和退休金賬戶。
富達集團的國民金融部部長山吉夫•米爾查達尼說：“每個參與調查的人都是富人，但是他們依然擔心財產不夠用。”
被調查者的平均年齡是56歲，平均可投資資產爲350萬美元。年齡越大，“富人”的門檻也就越高。
富達財富服務機構主席邁克爾•德賓說，“他們會和自己的同齡羣體相比較……他們也會考慮到自己退休後的漫長時光”，他們“需要更多的財產”來支撐他們的生活方式。
不過，相比2009年，百萬富翁們現在還是樂觀一些。2009年46%的百萬富翁不認爲自己有錢。
被調查者對美國經濟前景也更樂觀。儘管他們認爲當前美國經濟依然疲軟，但他們相信年底前會有所好轉。
富達集團指出，全美5%最富有的人擁有全國55%以上的財富。
