日本中央銀行決定實施負利率
In a surprise move, the Bank of Japan has decided to introduce an interest rate of minus 0.1 percent.
The move affects current accounts held by financial institutions at the central bank, which previously offered a miniscule +0.1 percent on deposits.
The central bankers, after their 5-4 vote Friday, issued a statement warning of deeper interest rate cuts into negative territory “if judged as necessary.”
Negative interest rates – something that sounds counterintuitive – means that financial institutions, instead of receiving money for their deposits, must pay to keep their money at the central bank. This is intended to be an incentive for the banks to lend money more freely.日本銀行出人意料地決定將利率降至-0.1%。
這一舉措將影響金融機構在日本中央銀行的賬戶。先前的存儲利率是+0.1%。
日本中央銀行星期五投票表決，以五票支持，四票反對的結果通過。日本中央銀行隨後發表聲明警告說，“如果判斷有必要”，還可能進一步降息。
負利率意味着金融機構在中央銀行的存款不但沒有利息，而且還要爲存款付費。採取這一舉措是爲了鼓勵銀行放貸。
